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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,347 | $106,749-25.7% | $145,433-45.4% | $82,448-3.8% |
| Participation rate | 91.4% | 75.6%+15.8pp | 82.1%+9.3pp | 68.1%+23.4pp |
| Annual return | 29.79% | 27.59%+2.2pp | 66.58%-36.8pp | 41.64%-11.9pp |
| Employer contribution / active EE | $5,753 | $3,444+67.0% | $4,554+26.3% | $2,551+125.5% |
| Participant deferral / active EE | $19,486 | $6,519+198.9% | $7,897+146.7% | $4,139+370.8% |
| Admin fee / account holder | $18,269 | $8,390+117.8% | $13,129+39.2% | $7,234+152.5% |