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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,200 | $106,247-54.6% | $96,515-50.1% | $139,466-65.4% |
| Participation rate | 88.9% | 77.8%+11.0pp | 74.3%+14.5pp | 80.3%+8.6pp |
| Annual return | 22.81% | 38.47%-15.7pp | 35.73%-12.9pp | 373.66%-350.9pp |
| Employer contribution / active EE | $3,737 | $4,106-9.0% | $3,740-0.1% | $4,754-21.4% |
| Participant deferral / active EE | $6,633 | $5,456+21.6% | $4,880+35.9% | $6,712-1.2% |
| Admin fee / account holder | $811 | $7,885-89.7% | $6,735-88.0% | $11,409-92.9% |