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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,838 | $115,814-65.6% | $101,275-60.7% | $158,982-74.9% |
| Participation rate | 50.0% | 79.4%-29.4pp | 75.8%-25.8pp | 82.0%-32.0pp |
| Annual return | 30.88% | 56.16%-25.3pp | 46.48%-15.6pp | 302.99%-272.1pp |
| Employer contribution / active EE | $1,896 | $4,176-54.6% | $3,660-48.2% | $4,763-60.2% |
| Participant deferral / active EE | $3,216 | $4,958-35.1% | $4,371-26.4% | $5,983-46.3% |
| Admin fee / account holder | $0 | $7,249-100.0% | $5,948-100.0% | $11,252-100.0% |