Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERITAS LIFE INSURANCE CORP3 years Filed as: AMERITAS INVESTMENT COMPANY LLC Service code 53 · EIN 47-0663374 | Insurance Commissions | $31,322 |
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 64 · EIN 04-1590850 | Recordkeeping Fees | $30,999 |
Service code 37 · EIN 04-2647786 | Loan Processing | $13,158 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,278 | $64,176+0.2% | $112,249-42.7% | $66,938-4.0% |
| Participation rate | 46.2% | 68.4%-22.3pp | 75.1%-28.9pp | 69.8%-23.7pp |
| Annual return | -13.81% | -13.80%0pp | 27.48%-41.3pp | 1.58%-15.4pp |
| Employer contribution / active EE | $3,217 | $3,007+7.0% | $3,636-11.5% | $2,545+26.4% |
| Participant deferral / active EE | $6,288 | $3,694+70.3% | $4,729+33.0% | $4,238+48.4% |
| Admin fee / account holder | $309 | $626-50.7% | $6,412-95.2% | $594-48.0% |