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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASS MUTUAL LIFE INS. CO. Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $74,286 |
Service code 26 · EIN 61-1732930 | Advisory (Participants) | $7 |
Filed as: AMERITAS INVESTMENT COMPANY LLC Service code 53 · EIN 47-0663374 | Insurance Commissions | $0 |
MALCOLM THOMPSON & ASSOCIATES2+ years Service code 13 · EIN 26-4203770 | Contract Administrator | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,575 | $91,517-53.5% | $101,275-58.0% | $73,412-42.0% |
| Participation rate | 40.5% | 73.8%-33.3pp | 75.8%-35.3pp | 72.2%-31.7pp |
| Annual return | 36.02% | 17.17%+18.8pp | 46.48%-10.5pp | 59.30%-23.3pp |
| Employer contribution / active EE | $1,494 | $2,877-48.1% | $3,660-59.2% | $2,234-33.1% |
| Participant deferral / active EE | $2,972 | $3,338-11.0% | $4,371-32.0% | $3,806-21.9% |
| Admin fee / account holder | $276 | $216+27.9% | $5,948-95.4% | $158+74.9% |