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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,821 | $103,966-92.5% | $112,899-93.1% | $75,173-89.6% |
| Participation rate | 94.3% | 75.7%+18.6pp | 80.5%+13.8pp | 67.2%+27.1pp |
| Annual return | 24.18% | 24.54%-0.4pp | 34.11%-9.9pp | 160.72%-136.5pp |
| Employer contribution / active EE | $2,800 | $3,870-27.7% | $4,566-38.7% | $2,671+4.8% |
| Participant deferral / active EE | $4,067 | $5,456-25.5% | $6,516-37.6% | $4,126-1.4% |
| Admin fee / account holder | $3,060 | $7,663-60.1% | $7,047-56.6% | $5,651-45.8% |