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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,373 | $159,978-89.1% | $147,041-88.2% | $145,978-88.1% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 14.46% | 98.36%-83.9pp | 419.21%-404.8pp | 550.52%-536.1pp |
| Employer contribution / active EE | $1,633 | $5,288-69.1% | $4,935-66.9% | $4,662-65.0% |
| Participant deferral / active EE | $5,899 | $8,429-30.0% | $8,071-26.9% | $6,690-11.8% |
| Admin fee / account holder | $384 | $15,053-97.4% | $13,006-97.0% | $13,400-97.1% |