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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,690 | $138,114-90.1% | $125,391-89.1% | $134,545-89.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -9.80% | 750.88%-760.7pp | 572.41%-582.2pp | 418.37%-428.2pp |
| Employer contribution / active EE | $1,928 | $5,246-63.3% | $4,816-60.0% | $4,742-59.3% |
| Participant deferral / active EE | $1,548 | $7,801-80.2% | $7,448-79.2% | $6,401-75.8% |
| Admin fee / account holder | $559 | $11,570-95.2% | $10,009-94.4% | $11,431-95.1% |