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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,521 | $165,399-96.1% | $149,745-95.6% | $158,982-95.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -23.97% | 348.34%-372.3pp | 276.72%-300.7pp | 302.99%-327.0pp |
| Employer contribution / active EE | $2,979 | $5,105-41.6% | $4,646-35.9% | $4,763-37.5% |
| Participant deferral / active EE | $2,824 | $7,183-60.7% | $6,843-58.7% | $5,983-52.8% |
| Admin fee / account holder | $513 | $10,811-95.3% | $9,312-94.5% | $11,252-95.4% |