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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,335 | $82,674-53.6% | $125,363-69.4% | $68,495-44.0% |
| Participation rate | 94.6% | 75.0%+19.6pp | 82.4%+12.3pp | 67.9%+26.8pp |
| Annual return | 22.27% | -5.97%+28.2pp | 572.15%-549.9pp | -7.84%+30.1pp |
| Employer contribution / active EE | $7,223 | $3,382+113.6% | $4,815+50.0% | $2,596+178.2% |
| Participant deferral / active EE | $10,720 | $6,111+75.4% | $7,447+43.9% | $4,028+166.2% |
| Admin fee / account holder | $460 | $6,276-92.7% | $10,005-95.4% | $5,403-91.5% |