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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,901 | $29,670+17.6% | $56,054-37.7% | $80,911-56.9% |
| Participation rate | 40.5% | 41.7%-1.1pp | 52.5%-11.9pp | 67.6%-27.1pp |
| Annual return | 16.14% | 35.24%-19.1pp | 1705.95%-1689.8pp | 35.63%-19.5pp |
| Employer contribution / active EE | $519 | $670-22.5% | $1,039-50.0% | $2,756-81.2% |
| Participant deferral / active EE | $2,066 | $1,227+68.4% | $1,952+5.8% | $4,297-51.9% |
| Admin fee / account holder | $345 | $2,431-85.8% | $2,822-87.8% | $6,935-95.0% |