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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,000 | $65,575-46.6% | $86,209-59.4% | $75,181-53.4% |
| Participation rate | 83.8% | 60.5%+23.3pp | 69.0%+14.8pp | 67.2%+16.6pp |
| Annual return | 1.26% | 46.07%-44.8pp | 1169.05%-1167.8pp | 160.69%-159.4pp |
| Employer contribution / active EE | $8,168 | $1,553+425.9% | $2,381+243.0% | $2,671+205.9% |
| Participant deferral / active EE | $5,930 | $3,023+96.1% | $3,986+48.8% | $4,126+43.7% |
| Admin fee / account holder | $4,662 | $5,470-14.8% | $6,853-32.0% | $5,650-17.5% |