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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,774 | $105,145+31.0% | $94,664+45.5% | $139,466-1.2% |
| Participation rate | 80.0% | 82.4%-2.4pp | 80.8%-0.8pp | 80.3%-0.3pp |
| Annual return | 8.77% | 38.09%-29.3pp | 156.84%-148.1pp | 373.66%-364.9pp |
| Employer contribution / active EE | $2,508 | $4,107-38.9% | $3,673-31.7% | $4,754-47.2% |
| Participant deferral / active EE | $10,966 | $7,599+44.3% | $7,417+47.8% | $6,712+63.4% |
| Admin fee / account holder | $89,840 | $8,972+901.3% | $7,222+1144.1% | $11,409+687.5% |