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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,269 | $115,917-1.4% | $100,535+13.7% | $158,982-28.1% |
| Participation rate | 66.7% | 81.6%-14.9pp | 79.4%-12.7pp | 82.0%-15.3pp |
| Annual return | 13.37% | 34.80%-21.4pp | 30.90%-17.5pp | 302.99%-289.6pp |
| Employer contribution / active EE | $1,876 | $4,105-54.3% | $3,419-45.1% | $4,763-60.6% |
| Participant deferral / active EE | $2,532 | $6,677-62.1% | $6,271-59.6% | $5,983-57.7% |
| Admin fee / account holder | $17,502 | $11,002+59.1% | $8,085+116.5% | $11,252+55.5% |