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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,291 | $106,864-66.0% | $147,318-75.4% | $82,637-56.1% |
| Participation rate | 91.7% | 75.5%+16.2pp | 82.1%+9.6pp | 68.1%+23.6pp |
| Annual return | 31.50% | 27.49%+4.0pp | 70.43%-38.9pp | 53.51%-22.0pp |
| Employer contribution / active EE | $2,093 | $3,417-38.7% | $4,593-54.4% | $2,552-18.0% |
| Participant deferral / active EE | $10,707 | $6,496+64.8% | $7,906+35.4% | $4,126+159.5% |
| Admin fee / account holder | $2,849 | $8,415-66.1% | $13,708-79.2% | $7,339-61.2% |