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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,862 | $125,237+52.4% | $105,608+80.7% | $145,877+30.8% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 8.33% | 225.76%-217.4pp | 116.50%-108.2pp | 551.28%-543.0pp |
| Employer contribution / active EE | $18,077 | $3,720+385.9% | $3,167+470.8% | $4,663+287.7% |
| Participant deferral / active EE | $30,500 | $5,711+434.1% | $5,010+508.8% | $6,691+355.9% |
| Admin fee / account holder | $745 | $17,287-95.7% | $11,028-93.2% | $13,402-94.4% |