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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,346 | $118,496+10.8% | $98,461+33.4% | $139,466-5.8% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 15.26% | 18.96%-3.7pp | 21.17%-5.9pp | 373.66%-358.4pp |
| Employer contribution / active EE | $19,200 | $3,611+431.8% | $3,049+529.8% | $4,754+303.9% |
| Participant deferral / active EE | $30,000 | $5,393+456.3% | $4,738+533.1% | $6,712+347.0% |
| Admin fee / account holder | $442 | $14,056-96.9% | $8,961-95.1% | $11,409-96.1% |