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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,862 | $125,190+52.5% | $105,624+80.7% | $145,897+30.8% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 8.33% | 225.22%-216.9pp | 116.20%-107.9pp | 552.29%-544.0pp |
| Employer contribution / active EE | $18,077 | $3,720+385.9% | $3,168+470.7% | $4,663+287.7% |
| Participant deferral / active EE | $30,500 | $5,716+433.6% | $5,013+508.5% | $6,689+356.0% |
| Admin fee / account holder | $745 | $17,138-95.7% | $10,961-93.2% | $13,390-94.4% |