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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,862 | $126,519+50.9% | $106,201+79.7% | $145,959+30.8% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 8.33% | 225.10%-216.8pp | 116.26%-107.9pp | 561.95%-553.6pp |
| Employer contribution / active EE | $18,077 | $3,726+385.2% | $3,170+470.3% | $4,661+287.9% |
| Participant deferral / active EE | $30,500 | $5,716+433.6% | $5,012+508.5% | $6,689+356.0% |
| Admin fee / account holder | $745 | $17,312-95.7% | $11,039-93.3% | $13,398-94.4% |