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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,719 | $95,383-94.0% | $185,837-96.9% | $85,856-93.3% |
| Participation rate | 94.1% | 68.8%+25.4pp | 81.7%+12.4pp | 69.3%+24.8pp |
| Annual return | 15.27% | 23.59%-8.3pp | 122.08%-106.8pp | 318.58%-303.3pp |
| Employer contribution / active EE | $1,843 | $3,313-44.4% | $5,168-64.3% | $2,565-28.2% |
| Participant deferral / active EE | $2,575 | $3,423-24.8% | $5,568-53.8% | $3,952-34.8% |
| Admin fee / account holder | $1,386 | $7,213-80.8% | $16,241-91.5% | $6,261-77.9% |