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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,960 | $109,908+55.5% | $97,161+76.0% | $145,978+17.1% |
| Participation rate | 50.0% | 75.9%-25.9pp | 72.7%-22.7pp | 80.3%-30.3pp |
| Annual return | 15.56% | 243.80%-228.2pp | 75.36%-59.8pp | 550.52%-535.0pp |
| Employer contribution / active EE | $784 | $3,077-74.5% | $2,723-71.2% | $4,662-83.2% |
| Participant deferral / active EE | $14,071 | $4,679+200.7% | $4,265+229.9% | $6,690+110.3% |
| Admin fee / account holder | $0 | $6,213-100.0% | $5,647-100.0% | $13,400-100.0% |