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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,056 | $148,623-88.5% | $135,974-87.5% | $139,466-87.8% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 20.09% | 79.30%-59.2pp | 68.30%-48.2pp | 373.66%-353.6pp |
| Employer contribution / active EE | $6,173 | $5,246+17.7% | $4,859+27.0% | $4,754+29.8% |
| Participant deferral / active EE | $11,844 | $8,103+46.2% | $7,760+52.6% | $6,712+76.5% |
| Admin fee / account holder | $14,210 | $12,406+14.5% | $10,767+32.0% | $11,409+24.6% |