Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,377 | $96,361-94.4% | $80,607-93.3% | $139,456-96.1% |
| Participation rate | 33.3% | 73.6%-40.3pp | 67.0%-33.7pp | 80.3%-47.0pp |
| Annual return | 19.74% | 1350.95%-1331.2pp | 936.11%-916.4pp | 373.45%-353.7pp |
| Employer contribution / active EE | $147 | $3,262-95.5% | $2,724-94.6% | $4,753-96.9% |
| Participant deferral / active EE | $2,920 | $5,232-44.2% | $4,448-34.3% | $6,711-56.5% |
| Admin fee / account holder | $800 | $6,601-87.9% | $5,379-85.1% | $11,407-93.0% |