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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,062 | $201,344-86.6% | $184,243-85.3% | $145,877-81.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 61.54% | 29.01%+32.5pp | 28.82%+32.7pp | 551.28%-489.7pp |
| Employer contribution / active EE | $7,112 | $7,022+1.3% | $6,427+10.7% | $4,663+52.5% |
| Participant deferral / active EE | $9,566 | $9,807-2.5% | $9,132+4.7% | $6,691+43.0% |
| Admin fee / account holder | $4,777 | $16,382-70.8% | $13,914-65.7% | $13,402-64.4% |