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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,062 | $201,264-86.6% | $184,185-85.3% | $145,978-81.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 61.54% | 29.00%+32.5pp | 28.81%+32.7pp | 550.52%-489.0pp |
| Employer contribution / active EE | $7,112 | $7,021+1.3% | $6,426+10.7% | $4,662+52.6% |
| Participant deferral / active EE | $9,566 | $9,806-2.5% | $9,132+4.7% | $6,690+43.0% |
| Admin fee / account holder | $4,777 | $16,376-70.8% | $13,909-65.7% | $13,400-64.4% |