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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,417 | $148,582+1.2% | $135,942+10.6% | $139,456+7.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 21.45% | 79.26%-57.8pp | 68.28%-46.8pp | 373.45%-352.0pp |
| Employer contribution / active EE | $17,937 | $5,245+242.0% | $4,858+269.3% | $4,753+277.4% |
| Participant deferral / active EE | $8,949 | $8,101+10.5% | $7,759+15.3% | $6,711+33.3% |
| Admin fee / account holder | $2,799 | $12,402-77.4% | $10,764-74.0% | $11,407-75.5% |