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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,269 | $102,393-62.6% | $147,041-74.0% | $80,911-52.7% |
| Participation rate | 93.2% | 75.9%+17.3pp | 82.2%+11.0pp | 67.6%+25.5pp |
| Annual return | 26.13% | 134.95%-108.8pp | 419.21%-393.1pp | 35.63%-9.5pp |
| Employer contribution / active EE | $4,349 | $3,715+17.1% | $4,935-11.9% | $2,756+57.8% |
| Participant deferral / active EE | $11,593 | $6,647+74.4% | $8,071+43.6% | $4,297+169.8% |
| Admin fee / account holder | $1,462 | $7,943-81.6% | $13,006-88.8% | $6,935-78.9% |