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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,433 | $104,924-90.1% | $84,623-87.7% | $152,885-93.2% |
| Participation rate | 72.7% | 74.8%-2.1pp | 68.2%+4.5pp | 82.5%-9.7pp |
| Annual return | 34.23% | 373.82%-339.6pp | 258.77%-224.5pp | 345.39%-311.2pp |
| Employer contribution / active EE | $2,215 | $3,302-32.9% | $2,652-16.5% | $4,763-53.5% |
| Participant deferral / active EE | $2,215 | $4,689-52.8% | $3,899-43.2% | $5,851-62.1% |
| Admin fee / account holder | $450 | $6,242-92.8% | $4,913-90.8% | $11,598-96.1% |