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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,194 | $82,674-70.7% | $125,381-80.7% | $68,486-64.7% |
| Participation rate | 77.6% | 75.1%+2.6pp | 82.4%-4.7pp | 67.9%+9.8pp |
| Annual return | 8.50% | -5.97%+14.5pp | 572.31%-563.8pp | -7.85%+16.4pp |
| Employer contribution / active EE | $4,471 | $3,382+32.2% | $4,815-7.2% | $2,597+72.2% |
| Participant deferral / active EE | $8,252 | $6,111+35.0% | $7,448+10.8% | $4,028+104.9% |
| Admin fee / account holder | $423 | $6,277-93.3% | $10,007-95.8% | $5,404-92.2% |