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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,942 | $70,587+45.8% | $124,693-17.4% | $85,856+19.9% |
| Participation rate | 91.7% | 64.4%+27.3pp | 74.6%+17.1pp | 69.3%+22.3pp |
| Annual return | 19.10% | 20688.83%-20669.7pp | 5144.19%-5125.1pp | 318.58%-299.5pp |
| Employer contribution / active EE | $4,259 | $1,913+122.6% | $3,324+28.1% | $2,565+66.0% |
| Participant deferral / active EE | $18,706 | $2,969+530.1% | $4,615+305.3% | $3,952+373.3% |
| Admin fee / account holder | $3,119 | $5,282-41.0% | $7,494-58.4% | $6,261-50.2% |