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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,333 | $96,361-77.9% | $80,607-73.5% | $139,456-84.7% |
| Participation rate | 88.9% | 73.6%+15.2pp | 67.0%+21.9pp | 80.3%+8.6pp |
| Annual return | 28.08% | 1350.95%-1322.9pp | 936.11%-908.0pp | 373.45%-345.4pp |
| Employer contribution / active EE | $1,744 | $3,262-46.5% | $2,724-36.0% | $4,753-63.3% |
| Participant deferral / active EE | $5,417 | $5,232+3.5% | $4,448+21.8% | $6,711-19.3% |
| Admin fee / account holder | $1,504 | $6,601-77.2% | $5,379-72.0% | $11,407-86.8% |