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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,310 | $165,399-89.5% | $149,745-88.4% | $158,982-89.1% |
| Participation rate | 79.2% | 84.6%-5.4pp | 82.5%-3.3pp | 82.0%-2.8pp |
| Annual return | 31.39% | 348.34%-316.9pp | 276.72%-245.3pp | 302.99%-271.6pp |
| Employer contribution / active EE | $1,004 | $5,105-80.3% | $4,646-78.4% | $4,763-78.9% |
| Participant deferral / active EE | $7,065 | $7,183-1.6% | $6,843+3.2% | $5,983+18.1% |
| Admin fee / account holder | $2,628 | $10,811-75.7% | $9,312-71.8% | $11,252-76.6% |