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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,310 | $165,351-89.5% | $149,710-88.4% | $158,931-89.1% |
| Participation rate | 79.2% | 84.6%-5.4pp | 82.5%-3.3pp | 82.0%-2.8pp |
| Annual return | 31.39% | 348.19%-316.8pp | 276.63%-245.2pp | 302.86%-271.5pp |
| Employer contribution / active EE | $1,004 | $5,103-80.3% | $4,645-78.4% | $4,761-78.9% |
| Participant deferral / active EE | $7,065 | $7,181-1.6% | $6,842+3.3% | $5,982+18.1% |
| Admin fee / account holder | $2,628 | $10,807-75.7% | $9,309-71.8% | $11,247-76.6% |