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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,098 | $202,463-76.7% | $169,397-72.2% | $139,487-66.2% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 18.08% | 532.64%-514.6pp | 406.23%-388.1pp | 373.84%-355.8pp |
| Employer contribution / active EE | $3,447 | $4,694-26.6% | $4,013-14.1% | $4,755-27.5% |
| Participant deferral / active EE | $7,058 | $6,941+1.7% | $6,223+13.4% | $6,713+5.1% |
| Admin fee / account holder | $2,544 | $10,726-76.3% | $9,017-71.8% | $11,407-77.7% |