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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,613 | $190,916-76.1% | $160,037-71.5% | $134,545-66.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -18.21% | 552.79%-571.0pp | 408.95%-427.2pp | 418.37%-436.6pp |
| Employer contribution / active EE | $4,224 | $4,996-15.5% | $4,2260% | $4,742-10.9% |
| Participant deferral / active EE | $8,589 | $6,925+24.0% | $6,184+38.9% | $6,401+34.2% |
| Admin fee / account holder | $1,687 | $10,497-83.9% | $8,716-80.6% | $11,431-85.2% |