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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,081 | $209,428-74.2% | $178,498-69.7% | $158,950-66.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 51.79% | 188.78%-137.0pp | 151.09%-99.3pp | 302.91%-251.1pp |
| Employer contribution / active EE | $16,838 | $5,707+195.0% | $5,011+236.0% | $4,762+253.6% |
| Participant deferral / active EE | $25,453 | $5,955+327.4% | $5,202+389.3% | $5,983+325.4% |
| Admin fee / account holder | $4,496 | $17,077-73.7% | $13,985-67.9% | $11,248-60.0% |