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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,523 | $180,028-91.4% | $138,135-88.8% | $158,950-90.2% |
| Participation rate | 86.4% | 82.2%+4.1pp | 78.7%+7.7pp | 82.0%+4.4pp |
| Annual return | 9.74% | 21.68%-11.9pp | 20.51%-10.8pp | 302.91%-293.2pp |
| Employer contribution / active EE | $2,241 | $7,470-70.0% | $5,587-59.9% | $4,762-52.9% |
| Participant deferral / active EE | $5,057 | $7,717-34.5% | $6,431-21.4% | $5,983-15.5% |
| Admin fee / account holder | $10,832 | $17,912-39.5% | $11,856-8.6% | $11,248-3.7% |