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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,261 | $27,924-13.1% | $58,544-58.6% | $75,181-67.7% |
| Participation rate | 32.6% | 38.8%-6.2pp | 50.9%-18.3pp | 67.2%-34.6pp |
| Annual return | 0.00% | 44.20%-44.2pp | 4249.56%-4249.6pp | 160.69%-160.7pp |
| Employer contribution / active EE | $623 | $669-6.9% | $1,053-40.9% | $2,671-76.7% |
| Participant deferral / active EE | $1,413 | $1,202+17.6% | $1,923-26.5% | $4,126-65.7% |
| Admin fee / account holder | $1,403 | $1,726-18.7% | $2,520-44.3% | $5,650-75.2% |