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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,416 | $79,955-65.7% | $98,461-72.2% | $75,173-63.5% |
| Participation rate | 50.0% | 70.4%-20.4pp | 75.2%-25.2pp | 67.2%-17.2pp |
| Annual return | 18.93% | 19.75%-0.8pp | 21.17%-2.2pp | 160.72%-141.8pp |
| Employer contribution / active EE | $1,528 | $2,264-32.5% | $3,049-49.9% | $2,671-42.8% |
| Participant deferral / active EE | $2,605 | $3,752-30.6% | $4,738-45.0% | $4,126-36.9% |
| Admin fee / account holder | $2,290 | $6,841-66.5% | $8,961-74.4% | $5,651-59.5% |