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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,047 | $118,708-88.2% | $98,920-85.8% | $158,982-91.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 43.98% | 372.49%-328.5pp | 196.47%-152.5pp | 302.99%-259.0pp |
| Employer contribution / active EE | $2,584 | $3,334-22.5% | $2,689-3.9% | $4,763-45.7% |
| Participant deferral / active EE | $4,428 | $5,089-13.0% | $4,245+4.3% | $5,983-26.0% |
| Admin fee / account holder | $1,718 | $10,134-83.0% | $6,643-74.1% | $11,252-84.7% |