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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,166 | $81,276-43.2% | $155,574-70.3% | $80,925-43.0% |
| Participation rate | 36.1% | 66.2%-30.1pp | 78.2%-42.1pp | 67.7%-31.5pp |
| Annual return | 205.69% | 33.36%+172.3pp | 64.87%+140.8pp | 35.65%+170.0pp |
| Employer contribution / active EE | $1,415 | $3,103-54.4% | $4,676-69.7% | $2,756-48.7% |
| Participant deferral / active EE | $1,812 | $3,453-47.5% | $5,629-67.8% | $4,299-57.9% |
| Admin fee / account holder | $3,197 | $7,993-60.0% | $15,914-79.9% | $6,940-53.9% |