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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,934 | $175,257-96.0% | $149,717-95.4% | $139,456-95.0% |
| Participation rate | 77.8% | 83.4%-5.6pp | 78.8%-1.0pp | 80.3%-2.5pp |
| Annual return | 32.52% | 166.70%-134.2pp | 134.41%-101.9pp | 373.45%-340.9pp |
| Employer contribution / active EE | $2,293 | $5,477-58.1% | $4,820-52.4% | $4,753-51.8% |
| Participant deferral / active EE | $5,143 | $6,521-21.1% | $5,682-9.5% | $6,711-23.4% |
| Admin fee / account holder | $888 | $16,156-94.5% | $13,213-93.3% | $11,407-92.2% |