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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,273 | $78,672-39.9% | $109,163-56.7% | $85,856-44.9% |
| Participation rate | 63.0% | 68.3%-5.3pp | 75.9%-12.9pp | 69.3%-6.4pp |
| Annual return | 12.05% | 25.09%-13.0pp | 25.75%-13.7pp | 318.58%-306.5pp |
| Employer contribution / active EE | $2,878 | $2,734+5.3% | $3,723-22.7% | $2,565+12.2% |
| Participant deferral / active EE | $6,742 | $3,467+94.5% | $4,654+44.9% | $3,952+70.6% |
| Admin fee / account holder | $10,943 | $5,470+100.1% | $6,754+62.0% | $6,261+74.8% |