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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,304 | $68,412-83.5% | $94,679-88.1% | $75,181-85.0% |
| Participation rate | 90.5% | 76.1%+14.4pp | 80.8%+9.6pp | 67.2%+23.3pp |
| Annual return | 47.25% | 616.91%-569.7pp | 156.75%-109.5pp | 160.69%-113.4pp |
| Employer contribution / active EE | $4,902 | $2,701+81.5% | $3,673+33.5% | $2,671+83.6% |
| Participant deferral / active EE | $6,880 | $6,537+5.2% | $7,417-7.2% | $4,126+66.7% |
| Admin fee / account holder | $2,861 | $5,326-46.3% | $7,233-60.4% | $5,650-49.4% |