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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,625 | $183,592-93.1% | $155,574-91.9% | $145,877-91.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 31.54% | 61.37%-29.8pp | 64.87%-33.3pp | 551.28%-519.7pp |
| Employer contribution / active EE | $3,407 | $5,317-35.9% | $4,676-27.1% | $4,663-26.9% |
| Participant deferral / active EE | $6,424 | $6,466-0.6% | $5,629+14.1% | $6,691-4.0% |
| Admin fee / account holder | $490 | $19,316-97.5% | $15,914-96.9% | $13,402-96.3% |