Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,042 | $91,439-77.0% | $135,974-84.5% | $71,511-70.6% |
| Participation rate | 39.8% | 75.7%-35.8pp | 81.9%-42.1pp | 67.9%-28.1pp |
| Annual return | 19.79% | 29.90%-10.1pp | 68.30%-48.5pp | 28.86%-9.1pp |
| Employer contribution / active EE | $943 | $3,705-74.6% | $4,859-80.6% | $2,589-63.6% |
| Participant deferral / active EE | $2,596 | $7,093-63.4% | $7,760-66.5% | $4,291-39.5% |
| Admin fee / account holder | $1,892 | $1,267+49.3% | $10,767-82.4% | $1,588+19.1% |