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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,787 | $67,823-57.6% | $52,425-45.1% | $137,256-79.0% |
| Participation rate | 53.3% | 63.9%-10.6pp | 55.6%-2.3pp | 80.0%-26.6pp |
| Annual return | 19.85% | 219.11%-199.3pp | 302.12%-282.3pp | 220.34%-200.5pp |
| Employer contribution / active EE | $1,305 | $1,163+12.2% | $914+42.7% | $4,156-68.6% |
| Participant deferral / active EE | $4,227 | $2,288+84.7% | $1,790+136.1% | $6,407-34.0% |
| Admin fee / account holder | $313 | $2,844-89.0% | $2,495-87.5% | $12,270-97.5% |