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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,855 | $166,131-88.7% | $164,975-88.6% | $145,877-87.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.55% | 100.37%-87.8pp | 70.12%-57.6pp | 551.28%-538.7pp |
| Employer contribution / active EE | $3,719 | $5,276-29.5% | $4,343-14.4% | $4,663-20.2% |
| Participant deferral / active EE | $5,681 | $6,962-18.4% | $6,033-5.9% | $6,691-15.1% |
| Admin fee / account holder | $1,281 | $16,648-92.3% | $12,688-89.9% | $13,402-90.4% |