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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,902 | $81,457-41.2% | $103,378-53.7% | $80,911-40.8% |
| Participation rate | 57.4% | 66.8%-9.4pp | 74.5%-17.1pp | 67.6%-10.2pp |
| Annual return | 89.58% | 25.58%+64.0pp | 24.91%+64.7pp | 35.63%+53.9pp |
| Employer contribution / active EE | $1,945 | $3,107-37.4% | $3,870-49.7% | $2,756-29.4% |
| Participant deferral / active EE | $4,178 | $3,871+7.9% | $5,058-17.4% | $4,297-2.8% |
| Admin fee / account holder | $1,150 | $6,717-82.9% | $8,401-86.3% | $6,935-83.4% |