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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,240 | $102,393-50.9% | $147,041-65.8% | $80,911-37.9% |
| Participation rate | 88.5% | 75.9%+12.7pp | 82.2%+6.4pp | 67.6%+20.9pp |
| Annual return | 17.61% | 134.95%-117.3pp | 419.21%-401.6pp | 35.63%-18.0pp |
| Employer contribution / active EE | $0 | $3,715-100.0% | $4,935-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $8,729 | $6,647+31.3% | $8,071+8.2% | $4,297+103.1% |
| Admin fee / account holder | $6,010 | $7,943-24.3% | $13,006-53.8% | $6,935-13.3% |