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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,047 | $183,978-88.6% | $162,171-87.0% | $152,885-86.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 45.84% | 150.78%-104.9pp | 115.60%-69.8pp | 345.39%-299.5pp |
| Employer contribution / active EE | $7,031 | $6,370+10.4% | $5,613+25.3% | $4,763+47.6% |
| Participant deferral / active EE | $8,843 | $8,033+10.1% | $7,297+21.2% | $5,851+51.1% |
| Admin fee / account holder | $719 | $13,122-94.5% | $10,843-93.4% | $11,598-93.8% |