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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,998 | $109,905-97.3% | $98,506-97.0% | $167,553-98.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 9.27% | 1960.20%-1950.9pp | 1494.92%-1485.6pp | 478.89%-469.6pp |
| Employer contribution / active EE | $4,492 | $3,226+39.2% | $2,961+51.7% | $4,840-7.2% |
| Participant deferral / active EE | $5,612 | $4,674+20.1% | $4,277+31.2% | $6,343-11.5% |
| Admin fee / account holder | $12,051 | $6,760+78.3% | $5,955+102.4% | $12,316-2.2% |