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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,998 | $109,830-97.3% | $98,452-97.0% | $167,497-98.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 9.27% | 1957.04%-1947.8pp | 1492.96%-1483.7pp | 478.62%-469.3pp |
| Employer contribution / active EE | $4,492 | $3,224+39.3% | $2,960+51.8% | $4,838-7.1% |
| Participant deferral / active EE | $5,612 | $4,673+20.1% | $4,276+31.2% | $6,341-11.5% |
| Admin fee / account holder | $12,051 | $6,751+78.5% | $5,948+102.6% | $12,310-2.1% |