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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,271 | $102,393-72.4% | $147,041-80.8% | $80,911-65.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 23.79% | 134.95%-111.2pp | 419.21%-395.4pp | 35.63%-11.8pp |
| Employer contribution / active EE | $2,776 | $3,715-25.3% | $4,935-43.7% | $2,756+0.7% |
| Participant deferral / active EE | $7,015 | $6,647+5.5% | $8,071-13.1% | $4,297+63.3% |
| Admin fee / account holder | $1,792 | $7,943-77.4% | $13,006-86.2% | $6,935-74.2% |